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Health care employer mandate delayed one year
by Callie Wells
Last week, the Obama administration announced a one-year delay of the mandate requiring employers with 50 or more full-time employees to provide health insurance to their full-time workers by the start of 2014.
Because of the seasonal and transitory nature of the agricultural workforce, farm employers have had difficulty understanding and implementing the mandate. This one-year delay gives the administration time to draft simpler rules for farm employers to know what they have to do to comply with the law.
The individual mandate requiring individuals to have insurance coverage starting in 2014 remains in place, as does the 2014 start-up of health insurance exchanges where individuals are guaranteed to be able to purchase coverage. Those without coverage will be required to pay a penalty. Tax credits and cost-share subsidies are available to help low income individuals purchase insurance through the exchanges.
Callie Wells is a communications specialist for Ohio Farm Bureau.