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Nationwide News: Nationwide’s equine insurance addresses horse owner liabilities
Buckeye Farm News
AgriChoice a new breed of equine insurance
There are thousands of horse operations in Ohio. It’s an industry that is growing each year. Along with the growing numbers of horses, the need for liability coverages to protect horse owners is increasing across the state.
In response to requests from Farm Bureau members in eastern states, Nationwide Agribusiness Insurance Company has developed an equine liability program endorsed by Ohio Farm Bureau. These coverages, added on to the AgriChoice farm policy, can help tailor the farm policy to include equine operations.
The additional coverages protect against liabilities members face from horse boarding or breeding operations. The program also helps protect farmers who provide training on the farm for horses that belong to others, whether incidental to breeding operations or ongoing.
An optional coverage can be added to protect against liability for the injury or death of other people’s horses that are in the care, custody and control of the farmer.
“We are very pleased to be able to expand our coverage options to meet the needs of this growing segment of the agricultural community,” said Jerry Hillard, Nationwide Agribusiness. “We value our relationship with Ohio Farm Bureau, which endorses the company, our products and people.”
“The AgriChoice farm policy is one of the most comprehensive farm insurance policies available,” Hillard said. “It contains standard features not offered by many other companies, including equipment breakdown and rental reimbursement on farm equipment.”
Farm Bureau members automatically receive additional coverages not available to non-members, such as lock replacement and identity theft expense coverage, Hillard said. Members receive a preferred price, 10 percent discount, on AgriChoice coverages as well.
For further information about the Nationwide Agribusiness equine liability program, contact your local Nationwide Insurance agent, or visit www.nationwide.com/OFBF.
Underwritten by Nationwide Agribusiness Insurance Company and its affiliates,1100 Locust Street, Des Moines, Iowa 50391-2000. Customers will be placed with one of the above companies based on your location and product requested. Products and discounts not available to all persons in all states and products are subject to deductibles, exclusions, and conditions. Nationwide, the Framemark, and On Your Side are service marks of Nationwide Mutual Insurance Company. AgriChoice is a federally registered service mark of Allied Group, Inc. © 2009 Nationwide Mutual Insurance Company. All rights reserved.
Nationwide Agribusiness offers additional coverages specific to your equine operations.
Provides coverage if you own or keep horses on premises for breeding purposes.
Provides coverage if you provide feeding and pasturing facilities for horses belonging to others.
Provides coverage if you provide training on your farm for horses belonging to others on a regular basis or incidental to breeding operations.
Care, Custody, and Control
Provides coverage for liability for injury or death of other people’s horses that are left in your care, custody or control.