The farmer was driving a tractor with a cultivator that extended about five feet across the center line of a rural, two-lane bridge. The biker was driving in the opposite lane and didn’t see the cultivator. The biker rode directly into its path – killing him instantly.
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High crop yields combined with below-normal temperatures and a wet harvest in 2014 have farmers and other grain handlers working with less-than-ideal corn and soybeans. Experts are projecting the deadliest year for grain engulfments since 2010, when 59 entrapments were recorded.
Brent Porteus will also serve on the Nationwide Board Sponsor Committee, which oversees the company’s relationship with eight Farm Bureaus and two major agricultural cooperatives in the United States.
That “B” average may have served you well in school. But when it comes to choosing your insurer, it’s better to go for an A+.
When it comes to transition planning, farmers face some unique challenges and need to take proactive steps to help ensure that their legacy is protected.
Farm umbrella insurance is designed to protect you when accidents happen and your existing liability insurance is not enough to cover all of the loss sustained by another party.
Keeping up with the day-to-day operation of your farm can sometimes make it difficult to step back and think about a bigger picture: your farm’s legacy.
The fact that agriculture has the second highest fatality rate among youth workers keeps Farm Safety 4 Just Kids (FS4JK) founder Marilyn Adams up at night.
While the economic crisis may still linger, there is good news: Consumers are spending less and reducing their debt. Smart moves, especially now. This recession has demonstrated the value of a healthy household balance sheet.
In addition to strong representation and a credible voice on farm policy issues, Ohio Farm Bureau gives members a way to join together with others throughout the ag industry.
The worst time to find out you don’t have the right coverage is when you have a claim.
In today’s volatile marketplace, many insurance companies that provide farm coverage for families like yours are making changes to their policies. The worst time to find out you don’t have the right coverage is when you have a claim.
Nationwide understands farmers and ranchers are looking for more than an insurance agent. You want a trusted adviser.
The heavy snowfall that hit eastern states in February, or “Snowmageddon” as some called it, served as a reminder to many farmers that it’s a good policy to review farm insurance coverages on a regular basis.
With more than 16 million people now using all-terrain vehicles for work and fun, ATVs are kicking up more dirt than ever. Whether riding ATVs for work or play, adult or child, the powerful machines can quickly create dangerous situations.
Nationwide explains how to apply ergonomics to farm work, to reduce stress on the body and increase safety.
At Nationwide, we offer several discounts – but not everyone understands how to find these savings. Contact your agent for a no-cost On Your Side Review to learn which discounts you may be eligible for. Here are a few of the savings opportunities your insurance policy review may uncover:
Farm tractors are a primary tool for most farms. But studies show tractors are also involved in a high proportion of farm injuries and fatalities. Most accidents can be prevented by following basic tractor safety guidelines.
Driving defensively is important for all drivers but is especially critical for farm machinery operators.
Before exposing your farm to the public, consider the need for increased protection.
U.S. drivers say they are seeing first-hand the danger of driving while distracted. A new public opinion poll by Harris Interactive for Nationwide Mutual Insurance Company shows nearly four out of 10 drivers say they have been hit or nearly hit by a driver who is distracted by their cell phone.
Because farming and ranching are as much a lifestyle as an occupation, the entire family – including children and seniors – are often exposed to the many hazards associated with an agricultural workplace.
Ohio Farm Bureau leaders share ideas with Nationwide at national policyholder conference.
Farming is a complex, high-risk business. And farmers should expect their insurance agent to provide a high quality farm policy, exceptional service and, most of all, an in-depth understanding of the risks and challenges of farming.
Accidents can happen to the safest drivers. And when they do, safe drivers’ auto insurance rates can rise by as much as 30 percent. Plus, accidents and violations could affect your insurance rates for up to three years.