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Financial experts recommend reviewing your insurance costs and coverages annually, and here’s a good reason to follow that advice: You may be missing out on valuable discounts that could save you substantial money.

In addition to discounts for insuring multiple cars or both your home and car with the same insurer, you may qualify for many other discounts. Farm Bureau member benefits include numerous discounts through Nationwide Insurance, the organization’s endorsed carrier.

Make sure you’re receiving all the discounts you qualify for by checking with your agent. The first group of discounts listed below is for Ohio Farm Bureau members in cooperation with Nationwide. Availability, amount and eligibility for all Nationwide discounts listed may vary according to your situation.

Farm Bureau member savings on Nationwide Insurance

• Personal Auto – up to 10 percent

• Home – up to 10 percent

• Farm – up to 10 percent

• Renters and Condo Owners – up to 10 percent

• Boat and Watercraft – 5 percent

• Motorcycle, RV, ATV, Snowmobile – 5 percent

• Health Care – access to special programs

• Long-Term Care – 5 percent

• Veterinary Pet Care – 5 percent

Additional discounts associated with car insurance

• Good Student Discount – a student with at least a B or 3.0 grade average.

• Accident-Free Discount – have at least five years driving experience and are free of chargeable accidents for the last five years.

• Long-Term Policyholder Discount – a policyholder with Nationwide continually for five or more years.

• Anti-Theft Device Discount –an installed anti-theft device in your vehicle.

• Anti-Lock Braking System – vehicle has anti-lock braking system.

• Passive Occupant Restraint Discount – vehicle equipped with full front-seat air bags and/or occupant restraint systems.

• New Auto Customers Discount – new policyholders may save up to 10 percent when every insured driver in the house is accident – and violation – free for the past five years.

Other discounts with qualifications

For homeowners, renters and condo – discounts applied for:

• Auto and home, tenant, condo or mobile home insurance are insured with Nationwide.

For boats and watercraft – discounts applied for:

• Safety course completion.

• Multiple boat coverage.

• Diesel fuel usage.

• Combining your vehicle coverage with other Nationwide policies.

For motorcycles, ATVs, RV’s, snowmobiles, Segways – discounts applied for:

• Riding association memberships.

• Safety course completion.

• Safety accessories.

• Multiple vehicle coverage.

• Combining your vehicle coverage with other Nationwide policies.