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Planning vacations, large or small, involves asking a lot of questions. Do we fly or drive? Where should we stay? What will we do when we arrive? How much are we going to spend? Do I have enough insurance?

Yes, you read correctly … insurance. How often do you think about insurance coverage when planning a vacation? If you need insurance during a trip, it might be too late. For instance:

• If you were to fall ill or injured while away, did you know traditional health insurance plans typically can’t be used outside the United States?
• If a trip is cancelled or cut short, you may not have many options to recover what you’ve already paid.

As an Ohio Farm Bureau member, you can protect against these "if" situations with travel insurance from Nationwide.

Vacations should be fun! Worrying about cancellation shouldn’t be a part of your plans. Unfortunately, it’s a fact that cancellations occur for many reasons both before and during a trip due to:

• Illness or injury
• Inclement weather
• Employee strikes
• Jury duty or emergency military call-up

You’ve invested a lot in planning your getaway – both time and money. Trip cancellation insurance helps you recoup the monetary part of your investment, specifically any unused non-refundable prepaid expenses. Other valuable benefits are included to help ease your worry too.

To learn more and buy coverage directly online, simply visit the member benefits page at www.ofbf.org. Look for Nationwide Trip Cancellation Insurance and Nationwide International Travel Medical Insurance. As an Ohio Farm Bureau member, you’re eligible for valuable discounts.