Nine Tips for Lowering Your Insurance Premiums

Contact your agent for a no-cost On Your Side® Review to learn which discounts you may be eligible for. Here are a few of the savings opportunities your insurance policy review may uncover:

  1. Insure your auto and your home with Nationwide. Policyholders who choose Nationwide for both auto insurance and homeowners insurance can save up to 20 percent—on both policies.
  2. Add life insurance. A life insurance policy or an annuity through Nationwide may help you save up to 5 percent on your auto or homeowners policy.
  3. Renovate your home. Replacing your roof or upgrading your heating, plumbing or electrical systems could offer opportunities for insurance savings.
  4. Keep your home safe and secure. Simple things like smoke detectors, fire alarms, solid exterior doors and secondary locks on sliding glass doors can lower your premium.
  5. Purchase a home alarm system. Discounts of up to 15 percent may be available when you install a monitored security system in your home.
  6. Register for a defensive driving course. Successfully completing this course can save you up to 10 percent  on your auto policy—even if you take it after getting a speeding ticket.
  7. Drive safely. Save up to 10 percent when you have at least five years of accident-free driving.
  8. Focus on your studies. Students who maintain a GPA of 3.0 or better are rewarded with a Good Student Discount of up to 15 percent. (And students who successfully pass an accredited driver training course may be eligible for additional discounts.)
  9. Tell us about your memberships. Nationwide provides special affinity discounts of up to 10 percent for hundreds of fraternal and professional organizations. Discounts and availability may vary by state. Discounts may apply to all or a portion of insured’s premium.

Here’s one more tip for lowering your premium

This article is presented by Nationwide® Employee Benefits and because you’re a member of Ohio Farm Bureau, you may be eligible for an exclusive discount on Nationwide’s Employee BenefitsSM products. Plus, we’ve just lowered our rates on benefits. Learn more about benefits for small businesses, and enter code OHFARM to get your discount or call us at 888-223-0279.