Health Benefits Plan meets needs of small businesses

One of the greatest challenges for many small businesses and sole proprietors is filling the need for health care for themselves and their employees.

In its tradition of developing solutions to members’ problems, the Ohio Farm Bureau Health Benefits Plan is now available to qualified participants.

“Members have been telling us for years that they need a better way to provide health care coverage for themselves and their employees,” said Keith Stimpert, senior vice president, organization for Ohio Farm Bureau. “Our new Health Benefits Plan isn’t insurance, but it operates very similarly by providing benefits to employers and employees, he said.

OFB HBP is an employee welfare benefit plan and trust, which will be governed by trustees elected by members of the trust. Participants will see competitive rates, predictable payments, a broad network of doctors and hospitals and flexible benefit plans. The plan provides expanded wellness programs to encourage employees to maintain their health.

The OFB Health Benefits Plan is available to sole proprietors who have employees and to other employers of fewer than 100 employees. Eligible businesses must be headquartered in Ohio and must operate within the “farm to fork” agricultural sector. There are additional qualifying factors.

A network of trained agents will help employers determine eligibility and select plans that best suit their needs. Health claims processing and the provider network will be administered by long-time Farm Bureau partner Medical Mutual of

The Health Benefits Plan may also attract new members into the organization. There are approximately 700,000 employees in Ohio who may be eligible and can become members to access the HBP.

“The concept of a cooperative solution to big problems is in Farm Bureau’s DNA,” Stimpert said. He cited the organization’s history with insurance, electricity, farm supply and livestock marketing.

“Now, the concept is going to help our members overcome the huge challenge of managing their health risk,” he added.

To learn more call 800-937-4567 or visit the plan’s website.