Ohio Farm Bureau Health Plans are for individuals and families, especially those who are self-employed or part of farm households.
The Ohio Farm Bureau Health Benefits Plan is for small businesses and agribusinesses that want to offer health coverage to employees and their families.
Both fall under the umbrella of Ohio Farm Bureau Health Care Solutions, but they serve different needs. They are two plans, one trusted name—offering choice, affordability, and reliability for all types of Ohio Farm Bureau members.
The Ohio Farm Bureau Health Plans for individuals and families is designed specifically for self-employed individuals, farm families, and rural Ohioans who need affordable health insurance but may not qualify for ACA subsidies. To be eligible, you must be an Ohio Farm Bureau member and meet certain underwriting requirements, which include a basic health screening.
For many people who don’t qualify for ACA subsidies, marketplace premiums are simply unaffordable. Ohio Farm Bureau Health Plans offer a lower-cost alternative—often with significant savings over ACA plans—while still providing comprehensive coverage, including access to trusted provider networks and strong claims support. It’s not a one-size-fits-all solution, but for many, it’s a game-changer.
In most cases, yes. The plan partners with a major insurance provider, giving you access to wide provider networks across Ohio. That means you’re likely to keep seeing the providers you already know and trust. It’s one of the most frequently cited benefits by current enrollees.
If you’re self-employed or working on a family farm, you may be overpaying or getting coverage that doesn’t fit your needs. This plan is built specifically for people like you—with competitive rates, reliable coverage, and less red tape. It’s designed to reduce financial stress and help more families focus on their farm or business without sacrificing their health security.