Welcome to the Ohio Farm Bureau Health Plans FAQ page. Here, you will find answers to the most common questions about eligibility and how the program works.
Whether you are looking for details on coverage, the application process, or plan costs, this resource is designed to help you quickly find the information you need.
The Ohio Farm Bureau Health Plans are designed for individuals and families who need affordable health coverage but may not qualify for ACA subsidies. To be eligible, you must be an Ohio Farm Bureau member and meet certain underwriting requirements, which include a basic health screening.
No. Anyone can apply as long as they are an Ohio Farm Bureau member.
For many people who don’t qualify for ACA subsidies, marketplace premiums are simply unaffordable. Ohio Farm Bureau Health Plans offer a lower-cost alternative—often with significant savings over ACA plans—while still providing comprehensive coverage, including access to trusted provider networks and strong claims support. It’s not a one-size-fits-all solution, but for many, it’s a helpful alternative.
In most cases, yes. Ohio Farm Bureau Health Plans partners with United Healthcare as the major coverage provider with the largest network offered, giving you access to wide provider networks across Ohio. That means you’re likely to keep seeing the providers you already know and trust. It’s one of the most frequently cited benefits by current enrollees.
If you’re self-employed or working on a family farm, you may be overpaying or getting coverage that doesn’t fit your needs. These plans are built with competitive rates, reliable coverage, and less red tape. It’s designed to reduce financial stress and help more families and individuals focus on what matters most without sacrificing their health security.
The Ohio Farm Bureau Federation established this health plan. The Ohio Farm Bureau Federation is a grassroots membership organization that works to support Ohio’s food and farm community.
Yes. Only one membership per household is required for coverage. This also covers dependents up to 18 years old. Young Active Membership is $40 per year for individuals 18-24 years old. Anyone 25 or older will pay standard dues.
Visit OhioFarmBureauHealthPlans.org for detailed information on plans, comparisons, and agent listings.
You can reach out through the website or contact Ohio Farm Bureau Director of Health Services Trevor Kirkpatrick for any inquiries. [email protected]