Applications for Ohio Farm Bureau Health Plans now available
Members have three ways to apply: contacting a certified agent, calling 833-468-4280 or visiting ohiofarmbureauhealthplans.org.
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Running a farm, you see seasons come and go. Along with that natural rhythm of change, there are also the constant yet less-predictable changes in your business – volatility in commodity prices, construction expenses, labor costs and other factors. There are also those occasions when your life changes in some way – marriage, divorce, a death in the family or a new source of income. For each new set of circumstances, your needs also change.
Avoiding surprises
You’ve done the responsible thing by insuring your business and property. But when there are new family members in the picture, or the value of your possessions rises or falls, the insurance coverage you’re carrying may not fit the new reality.
“We recommend farmers ask their agents for an insurance review at least once a year,” said Jerry Hillard, AVP of agribusiness regional sales in Des Moines. “A lot can change on a farm that could impact your coverage needs, things you may not even think about until it’s too late.”
Keeping current
Anything new that happens should be reviewed. Major life changes (as mentioned above) can alter your succession/estate planning needs. Also consider building costs for repairs or new construction, or any major new purchases. If you’ve bought a new diamond ring for your spouse or a new shotgun for yourself, you’ll want to review your farm insurance coverages with your agent.
Nationwide has developed the On Your Side® Farm Certification for agents, who use their additional training in farm loss control to help ensure you have exactly the right protection you need. Find a Farm Certified agent by using the agent locator.
“Your insurance agent should be a trusted member of your team,” Hillard said. “The more your agent knows, the better he or she is able to help protect you, your family and your farm.”
Life is full of surprises. Your insurance coverage shouldn’t be. To learn more, visit Nationwide online.
Neither Nationwide, nor its employees, its agents, brokers or registered representatives gives legal or tax advice. Nationwide, the Nationwide N and Eagle, Nationwide is on your side and Land As Your Legacy are service marks of Nationwide Mutual Insurance Company.
© 2017 Nationwide
My first recommendation in your journey is to start out with a local farming friend or mentor along with joining an organization like Ohio Farm Bureau.
We’re just so thankful for the Farm Bureau and the foundation for helping put this together. And of course, the Boyert family for the vision they had with this grant. It’s jumping us forward 10 years. It’s unbelievable.
I could not have done it without the resources I have found through Farm Bureau.
It wasn’t until I joined the Wilmington College Collegiate Farm Bureau that I truly saw how my passion could translate into leadership, advocacy and a career.
The issue of property taxation remains as one of the biggest challenges our members face today. Ensuring agricultural property is valued for its agricultural potential and not development is critical to the continued success of Ohio agriculture.
Through the Select Partner program, we became educated in farm insurance and weren't just selling policies. It became more and more clear why farmers need an advocate like Ohio Farm Bureau.
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