Farmer’s Guide to Trucking Regulations available to Ohio Farm Bureau members
The guide includes a farm driver checklist, overview of state and federal regulations and exemptions, CDL qualifications and more.
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Running a farm, you see seasons come and go. Along with that natural rhythm of change, there are also the constant yet less-predictable changes in your business – volatility in commodity prices, construction expenses, labor costs and other factors. There are also those occasions when your life changes in some way – marriage, divorce, a death in the family or a new source of income. For each new set of circumstances, your needs also change.
Avoiding surprises
You’ve done the responsible thing by insuring your business and property. But when there are new family members in the picture, or the value of your possessions rises or falls, the insurance coverage you’re carrying may not fit the new reality.
“We recommend farmers ask their agents for an insurance review at least once a year,” said Jerry Hillard, AVP of agribusiness regional sales in Des Moines. “A lot can change on a farm that could impact your coverage needs, things you may not even think about until it’s too late.”
Keeping current
Anything new that happens should be reviewed. Major life changes (as mentioned above) can alter your succession/estate planning needs. Also consider building costs for repairs or new construction, or any major new purchases. If you’ve bought a new diamond ring for your spouse or a new shotgun for yourself, you’ll want to review your farm insurance coverages with your agent.
Nationwide has developed the On Your Side® Farm Certification for agents, who use their additional training in farm loss control to help ensure you have exactly the right protection you need. Find a Farm Certified agent by using the agent locator.
“Your insurance agent should be a trusted member of your team,” Hillard said. “The more your agent knows, the better he or she is able to help protect you, your family and your farm.”
Life is full of surprises. Your insurance coverage shouldn’t be. To learn more, visit Nationwide online.
Neither Nationwide, nor its employees, its agents, brokers or registered representatives gives legal or tax advice. Nationwide, the Nationwide N and Eagle, Nationwide is on your side and Land As Your Legacy are service marks of Nationwide Mutual Insurance Company.
© 2017 Nationwide
Labor has always been an issue, mainly because we are a seasonal operation. So that's a challenge finding somebody who only wants to work three months out of a year, sometimes up to six months.
I appreciate the benefit of having a strong voice in my corner. The extras that are included in membership are wonderful, but I'm a member because of the positive impact to my local and state agricultural communities.
I see the value and need to be engaged in the community I live in, to be a part of the decision-making process and to volunteer with organizations that help make our community better.
Farm Bureau involvement has taught me how to grow my professional and leadership experience outside of the workforce and how to do that in a community-centric way.
With not growing up on a farm, I’d say I was a late bloomer to agriculture. I feel so fortunate that I found the agriculture industry. There are so many opportunities for growth.
Knowing that horticulture is under the agriculture umbrella and having Farm Bureau supporting horticulture like it does the rest of ag is very important.
If it wasn't for Farm Bureau, I personally, along with many others, would not have had the opportunity to meet with our representatives face to face in Washington.
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