Farmer’s Guide to Trucking Regulations available to Ohio Farm Bureau members
The guide includes a farm driver checklist, overview of state and federal regulations and exemptions, CDL qualifications and more.
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It may seem like nearly everything can be insured, so knowing whether you have too much insurance—or not enough—can be difficult. Jeff Wuoriov of MSN Money suggests simplifying this process by thinking about insuring just two things: your life and your stuff.
Life Insurance
Life insurance is important for your family if something happens to you. Funeral and burial expenses are just the beginning. Think about how much your family has to have to maintain their current standard of living. Then compare term insurance and whole life insurance policies. Your employer may offer basic insurance that you can add to over time. You should also speak to your Nationwide agent to figure out what coverage fits your situation.
Homeowners, Renters and Auto Insurance
The rationale behind carrying insurance on expensive assets is the ability to replace them if they are destroyed.
If you own a home and have a mortgage, homeowners insurance is mandatory and is often built into your monthly payments. Ask your Nationwide agent about adding guaranteed replacement coverage. Also ask about flood or earthquake coverage if your home is in an area that may be affected by these events.
If you rent, ask your Nationwide agent to go over the assumptions in your policy with you. As you “trade up” for nice things through the years, you may need to increase your coverage.
You are required to carry automobile insurance in most states. Liability protection is a must. If you have a motorcycle, boat, ATV or other motorized equipment, talk to your Nationwide agent about putting all of your policies together.
The guide includes a farm driver checklist, overview of state and federal regulations and exemptions, CDL qualifications and more.
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Katie Share of Columbus has been named ExploreAg and Youth Development Specialist for Ohio Farm Bureau.
Read MoreMary Klopfenstein of Delphos has been named Young Ag Professional and Ag Literacy Program Specialist for Ohio Farm Bureau.
Read MoreThe plan has been updated to give sole proprietors access to more rate stability and a smart solution that offers potential savings on health care.
Read MoreThe American Farm Bureau Federation, in partnership with Farm Credit, is seeking entrepreneurs to apply online by June 15 for the 2025 Farm Bureau Ag Innovation Challenge.
Read MoreAdele Flynn of Wellington has been elected treasurer of the Ohio Farm Bureau Federation and now holds the third highest elected office in Ohio’s largest and most influential farm organization.
Read MoreProducers are urged to work with their veterinarian to practice enhanced biosecurity measures and review and limit cattle movements within production systems.
Read MoreThe changing seasons bring with them the need to thoroughly inspect pole barns for any damages that may have occurred during the winter months.
Read MoreHundreds of Ohio businesses and sole proprietors are raving about Ohio Farm Bureau’s Health Benefits plan with lower, predictable costs and easy enrollment and administration options.
Read MoreAgriPOWER Class XIV spent a few days in March in Medina and Wayne counties learning more about northern Ohio agriculture from leaders in Ohio Farm Bureau.
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