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  • When everything costs more, get an operating loan that gives you more
  • Article

    When everything costs more, get an operating loan that gives you more

    Farm Credit Mid-America operating loans offer cash back, flexibility and a tailored, one-on-one experience with a farmer-owned lender.

    Provided by Farm Credit Mid-America | Posted on

    December 5, 2022



    Farm Credit Mid-America Loan

    Operating a farm isn’t going to get any less expensive this year. Costs of everything from inputs to equipment are rising. That’s why it’s a great time to consider an operating loan from Farm Credit Mid-America.

    For one, these operating loans actually give you cash back. Disbursement Card purchases earn you 1.5% cash back on every purchase. Plus the more you use your line of credit, the more money you could get back at the end of the year in the form of Patronage.*

    Farm Credit Mid-AmericaFarm Credit Mid-America operating loans are more flexible, too. Access to your line of credit can be based on your preferences, and a newly improved online banking system makes accessing your funds easier than ever. Rates are more competitive than you might think, even compared to your local community bank.

    And every operating loan from Farm Credit Mid-America comes with the added assurance of a tailored, one-on-one experience, from a person who really knows your business. It’s what you’d expect from a farmer-owned lender.

    Discover why this is the perfect time to look into an operating loan from Farm Credit Mid-America. Or if you already have an operating line of credit, the perfect time to use it.

    Find more information at e-farmcredit.com.

    Loans subject to credit approval. Terms and conditions may apply. Farm Credit Mid-America is an equal opportunity lender. Disbursement card is for use with an operating loan. Operating loans are subject to credit approval. Additional terms and conditions may apply. For more information, please contact us at 800-444-FARM.
    *Patronage is a decision the Board of Directors considers and makes every year. It is not a guaranteed payment, but rather a return of our earnings paid to Patronage-eligible customers of Farm Credit Mid-America, according to board resolution. Learn more
    New and beginning farmers
    My first recommendation in your journey is to start out with a local farming friend or mentor along with joining an organization like Ohio Farm Bureau.
    Greg McGlinch's avatar
    Greg McGlinch

    Darke County Farm Bureau

    Growing Tomorrow Grant
    We’re just so thankful for the Farm Bureau and the foundation for helping put this together. And of course, the Boyert family for the vision they had with this grant. It’s jumping us forward 10 years. It’s unbelievable.
    Nathan and Jill Parriman's avatar
    Nathan and Jill Parriman

    Clermont County Farm Bureau

    Bringing the farm back to life
    I could not have done it without the resources I have found through Farm Bureau.
    Gretchan Francis's avatar
    Gretchan Francis

    Trumbull County Farm Bureau

    Youth pathways in Farm Bureau
    It wasn’t until I joined the Wilmington College Collegiate Farm Bureau that I truly saw how my passion could translate into leadership, advocacy and a career.
    Wyatt Morrow's avatar
    Wyatt Morrow

    Clinton County Farm Bureau

    Giving farmers a voice
    The issue of property taxation remains as one of the biggest challenges our members face today. Ensuring agricultural property is valued for its agricultural potential and not development is critical to the continued success of Ohio agriculture.
    Matt Aultman's avatar
    Matt Aultman

    Darke County Farm Bureau

    Select Partner Program
    Through the Select Partner program, we became educated in farm insurance and weren't just selling policies. It became more and more clear why farmers need an advocate like Ohio Farm Bureau.
    Chad Ruhl's avatar
    Chad Ruhl

    Farm manager, CSI Insurance

    Advocacy
    So many of the issues that OFBF and its members are advocating for are important to all Ohioans. I look at OFBF as an agricultural watchdog advocating for farmers and rural communities across Ohio.
    Mary Smallsreed's avatar
    Mary Smallsreed

    Trumbull County Farm Bureau

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    Ohio Farm Bureau Federation is a member of American Farm Bureau Federation®, a national organization of farmers and ranchers including Farm Bureau® organizations in 49 other states and Puerto Rico, and is responsible for Farm Bureau membership and programs within the State of Ohio. Ohio Farm Bureau Federation programs and services are available only to Farm Bureau members within Ohio. The political views expressed in these pages represent Ohio Farm Bureau Federation's positions on various issues as they relate to Ohio. The positions of the national Farm Bureau organization collectively are expressed through American Farm Bureau Federation. Any opinions, statements or views expressed through comments or by outside contributors are the express views of those individuals and do not necessarily represent the views of the Ohio Farm Bureau Federation.

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    Ohio Farm Bureau Federation is a member of American Farm Bureau Federation®, a national organization of farmers and ranchers including Farm Bureau® organizations in 49 other states and Puerto Rico, and is responsible for Farm Bureau membership and programs within the State of Ohio. Ohio Farm Bureau Federation programs and services are available only to Farm Bureau members within Ohio. The political views expressed in these pages represent Ohio Farm Bureau Federation's positions on various issues as they relate to Ohio. The positions of the national Farm Bureau organization collectively are expressed through American Farm Bureau Federation. Any opinions, statements or views expressed through comments or by outside contributors are the express views of those individuals and do not necessarily represent the views of the Ohio Farm Bureau Federation.

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