The following information is provided by Nationwide, the No.1 farm and ranch insurer in the United States.

“As the use of drones has increased, we realized there was a gap in coverage,” said Brent Van Roekel, senior underwriting director, Nationwide Agribusiness Insurance Company. “Commercial insurance policies have typically excluded liability coverage for aircraft. To keep up with the technology and with customers’ needs, we needed to address that issue. We want to make sure our commercial agribusiness customers, such as co-ops, are covered appropriately.”

Drones are an issue some insurance companies haven’t wanted to tackle. “Some insurance companies indicated they’re not interested in covering drones mostly because of the privacy aspects you might potentially have,” he said. “We recognize that potential exists but, based on the quality of our customers, we feel it’s a smaller risk. We see the use of drones as becoming essential for the ag economy, so we need to be able to provide a solution.”

Nationwide Agribusiness began writing coverage for commercial agribusiness customers using drones at the end of 2013. “It’s not a separate policy,” Van Roekel explained. “It’s an endorsement we add to the policy we’re already providing for those customers.”

Nationwide Agribusiness is not charging for this added coverage. “Since our customers are mainly using drones for crop scouting, we see this as an extension of their agronomy operation. Our feeling is this is a coverage ag operations need to fully protect that part of their business,” Van Roekel said. “We essentially built it into the agronomy piece of the coverage and are not charging an additional premium.”

As agribusinesses move toward bigger and more expensive equipment and drone usage expands into areas like fertilizer and chemical application, the price structure could change.

“As with all our coverages, our drone coverage will change as the industry and our customers’ operations change,” Van Roekel said. “We’re trying to stay contemporary to our customers’ needs.”

Nationwide Agribusiness officially rolled out drone coverage for its commercial agribusiness customers in March 2014. Coverage in all states was made available by 2015. Learn more.

Products underwritten by Nationwide Agribusiness Insurance Company, Farmland Mutual Insurance Company, Allied Property and Casualty Insurance Company and AMCO Insurance Company. Products and discounts not available to all persons in all states. Nationwide, the Nationwide N and Eagle and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. © 2018 Nationwide.
I'm eternally grateful for the support Ohio Farm Bureau scholarships provided in helping me turn my dreams into reality.
Bethany Starlin's avatar
Bethany Starlin

Hocking County Farm Bureau

Available scholarships
I see the value and need to be engaged in the community I live in, to be a part of the decision-making process and to volunteer with organizations that help make our community better.
Matt Aultman's avatar
Matt Aultman

Darke County Farm Bureau

Leadership development
With not growing up on a farm, I’d say I was a late bloomer to agriculture. I feel so fortunate that I found the agriculture industry. There are so many opportunities for growth.
Jenna Gregorich's avatar
Jenna Gregorich

Coshocton County Farm Bureau

Growing our Generation
Labor has always been an issue, mainly because we are a seasonal operation. So that's a challenge finding somebody who only wants to work three months out of a year, sometimes up to six months.
Mandy Way's avatar
Mandy Way

Way Farms

Business Solutions
Farm Bureau involvement has taught me how to grow my professional and leadership experience outside of the workforce and how to do that in a community-centric way.
Jaclyn De Candio's avatar
Jaclyn De Candio

Clark County Farm Bureau

Young Ag Professionals program
If it wasn't for Farm Bureau, I personally, along with many others, would not have had the opportunity to meet with our representatives face to face in Washington.
Austin Heil's avatar
Austin Heil

Hardin County Farm Bureau

Washington, D.C. Leadership Experience
So many of the issues that OFBF and its members are advocating for are important to all Ohioans. I look at OFBF as an agricultural watchdog advocating for farmers and rural communities across Ohio.
Mary Smallsreed's avatar
Mary Smallsreed

Trumbull County Farm Bureau

Suggested Tags: