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  • Regenerative farming 101: What to know if you’re making the switch
  • Article

    Regenerative farming 101: What to know if you’re making the switch

    Nationwide Insurance | Posted on

    June 22, 2026



    regenerative farming

    The following information is provided by Nationwide, your approved insurance and financial services company.

    Crop farmers already know that soil health is the foundation of long-term success.

    But regenerative agriculture offers an avenue to help improve soil health and productivity for generations to come.

    What is regenerative agriculture?

    Regenerative agriculture is about improving the health of your soil while making your farm environmentally sustainable and economically viable. Conventional crop production often includes the application of chemical fertilizer and pesticides. But regenerative farming focuses on building soil organic matter without those inputs. It includes practices like:

    • Improved biodiversity
    • Minimal tillage or no-till
    • Optimal water cycles and use
    • Crop rotations including cover crops and polycropping

    “Regenerative agriculture is about a lot more than just farming practices,” said Nationwide Commercial Complex Loss Consultant Keith King. “It’s about creating a self-sustaining ecosystem that benefits both farmers and their natural environments.”

    Why transition to a regenerative farming system

    Many regenerative farming practices are not new. But advancements in ag technology are helping refine them to target carbon sequestration. Measuring the intensity of carbon sequestration can help create a new potential revenue stream for farmers integrating regenerative practices in their fields.

    Other benefits include:

    • Improved soil health. Healthier soil has better water retention, structure and fertility. This reduces the need for costly inputs.
    • Higher crop yields over time. Regenerative systems create conditions that support sustainable crop growth. This leads to stable, long-term yields.
    • Reduced costs. By using fewer synthetic fertilizers, pesticides and herbicides, you can reduce overhead while improving your bottom line.
    • Ecosystem benefits. Practices like planting cover crops and maintaining perennial vegetation reduce erosion, improve water quality and enhance biodiversity.
    • Adaptability to climate change. Healthy soil acts as a carbon sink. This helps mitigate the effects of climate change. It also can boost a farm’s resilience to extreme weather and creating new revenue potential.

    Regenerative farming challenges

    Transitioning to regenerative farming isn’t without its challenges. Many farmers work with monoculture cropping systems that require pesticide applications. So switching to a polyculture system in which multiple crops are grown at once can be a cultural and operational challenge. And adopting regenerative practices may require upfront investment.

    Here are some other common challenges farmers face during this transition:

    • Learning curve. Understanding new techniques and how to implement them effectively can take time. This requires education and planning.
    • Initial crop yield declines. Farms transitioning from heavy input-dependent systems may experience short-term yield reductions before the benefits of soil regeneration take effect.
    • Access to equipment. Transitioning to practices like reduced tillage or cover cropping may require specialized equipment.
    • Risk management. Shifting to a regenerative model may expose your farm to new risks like changes in pest or disease dynamics. Having comprehensive crop insurance coverage and a proactive risk management plan are critical during this period of change.

    Tips to get started with regenerative farming

    Switching from conventional crop farming to regenerative production isn’t always easy. It requires pairing the right practices to your specific acreage. Reduced tillage, for example, may not be a viable option with your soil types, moisture and other conditions. Pest and weed pressures may be too great to manage without chemical herbicides and pesticides.

    “Not all regenerative farming practices will work on every farm. Work with your trusted agronomic advisers to identify what will accomplish the environmental benefits you want. Be patient with yourself and take your time. It can take up to five years to reach 100% efficiency in regenerative practices,” King added. “Regenerative practices have to be practical, effective and above all, economically viable.”

    Talk to your Nationwide Farm Certified agent today to see if you’re ready to make the switch and explore what it means to your farm’s risk management strategy.

    Visit AgInsightCenter.com for more resources and expert tips to help you run a successful business and maintain the safety of your operation.

    Nationwide, the Nationwide N and Eagle, and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. © 2026 Nationwide.

    New and beginning farmers
    My first recommendation in your journey is to start out with a local farming friend or mentor along with joining an organization like Ohio Farm Bureau.
    Greg McGlinch's avatar
    Greg McGlinch

    Darke County Farm Bureau

    Growing Tomorrow Grant
    We’re just so thankful for the Farm Bureau and the foundation for helping put this together. And of course, the Boyert family for the vision they had with this grant. It’s jumping us forward 10 years. It’s unbelievable.
    Nathan and Jill Parriman's avatar
    Nathan and Jill Parriman

    Clermont County Farm Bureau

    Bringing the farm back to life
    I could not have done it without the resources I have found through Farm Bureau.
    Gretchan Francis's avatar
    Gretchan Francis

    Trumbull County Farm Bureau

    Youth pathways in Farm Bureau
    It wasn’t until I joined the Wilmington College Collegiate Farm Bureau that I truly saw how my passion could translate into leadership, advocacy and a career.
    Wyatt Morrow's avatar
    Wyatt Morrow

    Clinton County Farm Bureau

    Giving farmers a voice
    The issue of property taxation remains as one of the biggest challenges our members face today. Ensuring agricultural property is valued for its agricultural potential and not development is critical to the continued success of Ohio agriculture.
    Matt Aultman's avatar
    Matt Aultman

    Darke County Farm Bureau

    Select Partner Program
    Through the Select Partner program, we became educated in farm insurance and weren't just selling policies. It became more and more clear why farmers need an advocate like Ohio Farm Bureau.
    Chad Ruhl's avatar
    Chad Ruhl

    Farm manager, CSI Insurance

    Advocacy
    So many of the issues that OFBF and its members are advocating for are important to all Ohioans. I look at OFBF as an agricultural watchdog advocating for farmers and rural communities across Ohio.
    Mary Smallsreed's avatar
    Mary Smallsreed

    Trumbull County Farm Bureau

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